Banks unfairly deny mortgages to African-Americans and Latinos – report

Fifty years after the federal fair housing act banned racial discrimination in lending, African Americans and Latinos continue to be routinely denied conventional mortgage loans at rates far.

African-Americans and Latinos are being disproportionately denied mortgage loans from eight major banks in comparison with white Americans. The disparity points to a major racial bias in bank mortgage lending across the US.

Why Blacks and Hispanics Have Such Expensive Mortgages.. Because banks and other lenders direct these groups toward high-risk, high-priced products. The result is, in part, that blacks and.

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Detroit-area blacks twice as likely to be denied home loans. African Americans faced the most resistance in Southern cities – Mobile, Alabama; Greenville, North Carolina; and Gainesville, Florida – and Latinos in Iowa City, Iowa.

Proposed bill aims to protect Philly renters from unjust evictions. you don't get a mortgage because you're black or Latino," Pennsylvania Sen.. into lending disparities that deny people of color in Phila equal access to home loans.. The study also found that African American applicants were 2.7 times as.

https://democracynow.org – A shocking new investigation by Reveal and the Center for Investigative Reporting has uncovered evidence that African Americans and Latinos are continuing to be.

Struggle for black and Latino mortgage applicants suggests modern-day redlining. African-Americans and Latinos were denied home loans at higher rates than whites.. today, banks deny more.

But today, African Americans and Latinos continue to be routinely denied conventional mortgage loans at rates sometimes far higher than their white neighbors.

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Across America, nearly two-thirds of mortgage lenders denied home loans for people of color at higher rates than for white people. But among the 6,600 U.S. lenders, some banks stood out for.

Fifty years after the federal Fair Housing Act banned racial discrimination in lending, African Americans and Latinos continue to be routinely denied conventional mortgage loans at rates far.

Report any violations to the appropriate government agency. If your mortgage application is denied, the lender must give you the name and address of the agency to contact. You can file a complaint regarding a violation of the ECOA with the Consumer Financial Protection Bureau.