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To be sure, delinquency rates on most consumer. on mortgage loans improved. The New York Fed also found that over the last six months, the number of credit inquiries to Equifax declined to 137.
The default rate for first mortgages now stands at a post-recession low, and the default rate for second mortgages is at the lowest level in its more than 8-year history, according to data from the.
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In a recent webinar, we explored how the consumer credit market has. Despite low delinquency rates, the number of mortgage loans has hovered. quarter in a row of stabilization in the year-over-year delinquency rate.
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The portion of national income that goes to workers, known as the labor share, has fallen substantially over the past 20 years. Even with strong employment growth in recent years, the labor share has remained at historically low levels.