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Mortgage Help for Debt-Saddled Grads. New rules make it easier to qualify for a home loan or to use a refi to pay off college debt. Getty images. By Pat Mertz Esswein,
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A third initiative allows homeowners to refinance their mortgage, taking cash out to disburse directly to a student-loan lender to pay off debt. That will also help parents or grandparents who borrowed to help the kids and now want to refinance. The new Student Loan Cash-Out Refinance loan can’t exceed 80% of the current market value of the home.
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